All private health insurance plans offered in the Marketplace (exchange) will offer the same set of essential health benefits. Which of the following must all plans cover: I - Emergency services II - Hospitalization (such as surgery) III - Maternity and newborn care (before and after the baby is born IV - Prescription drugs a. I and II only b. I, II and IV only c. All except IV d. I, II, III and IV
d - The essential health benefits must include at least the following items and services: Ambulatory patient services Emergency services Hospitalization (such as surgery) Maternity and newborn care (care before and after the baby is born) Mental health and substance use disorder services, including behavioral health treatment (including counseling and psychotherapy) Prescription drugs Rehabilitative and habilitative services and devices Preventive and wellness services and chronic disease management Pediatric services
